I enjoy bass fishing, deer hunting and golfing in the south.
You will find as you
Look back upon your life
That the moments when
You have truly lived are
The moments when you
Have done things in the
Spirit of love.
- Henry Drummond
If we are ever to enjoy life,
Now is the time,
Not tomorrow or next year...
Today should always be our
Most wonderful day.
- Thomas Dreier
Great opportunities to help
Others seldom come,
But small ones surround us
Every day.
- Sally Koch
He called his books
“Inspirational self-help
Action books” but it
Was the Bible, he said,
That was “the worlds
Greatest self-help book.”
- W. Clement Stone
If God gives you an idea,
To help someone, or to do something,
Of His Will, by His Power, by His Might;
It’s His trust that He has placed in you, to do it.’
'Look at the honor! '
'It should be our privilege with exceeding joy,
Just to be chosen.
I found out He has already equipped us for the journey.'
- Cecelia Weir
They, who forgive most,
Shall be most forgiven.
- Philip James Bailey
Life insurance is a contract between a life insurance company
And a policy owner.
A life insurance policy guarantees the insurer pays a sum of
Money to one or more named beneficiaries when the insured
Person dies in exchange for premiums paid by the policyholder
During their lifetime.
Key Takeaways…
* Life insurance is a legally binding contract that pays a death
Benefit to the policy owner when the insured person dies.
*For a life insurance policy to remain in force, the policyholder
Must pay a single premium upfront or pay regular premiums
Over time.
* When the insured person dies, the policy’s named beneficiaries
Will receive the policy’s face value, or death benefit.
* Term life insurance policies expire after a certain number of years.
* Permanent life insurance (whole Life) policies remain active until
The insured dies, stops paying premiums, or surrenders the policy.
* A life insurance policy is only as good as the financial strength of
The company that issues it. State guaranty funds may pay claims if
The issuer can’t.
Why Do I Need to Get Life Insurance?
Steps in the insurance buying process…
* Determine your goals; determine how much insurance you need
To meet your goals over time, and determine what you can afford
To pay.
* Learn what types of insurance can help you meet your needs.
* Remember, working with a financial professional can help make
This whole process easier. A financial professional can help explain
The differences between types of policies, help you calculate the
Amount you need, and present potential options that may best suit
Your needs.
6 Reasons to Purchase life insurance…
Life insurance can give you lasting peace of mind in terms of the
Assurance that you have provided a legacy. That’s because the
Right coverage can offer a valuable combination of benefits, so that
You and your loved ones know exactly what you’re getting.
Of course, you have to make a long-term commitment to paying
Premiums and keeping the policy in force.
Some of the most common reasons for purchasing
Life insurance include…
1. Guaranteed Protection
if you have a family, a
business, or others, who depend on you,
The life insurance benefit of a whole life policy acts as a financial
Safety net.
When you die, your beneficiaries will receive a lump-sum payment
That is guaranteed to be paid in full (provided all premiums are paid
And there are no outstanding loans).
Its essential protection that you can count on to be there for your
Loved ones when needed.
2. Income Replacement
Imagine what would happen
to your family if the income you provide
Suddenly disappeared?
With whole life insurance, you can help make sure that your loved
Ones have the money they need to help…
* Pay the mortgage
* Afford childcare, health care, or other services
* Cover tuition or other college expenses
* Eliminate household debt
* Preserve a family business
3. Tax-free Benefit
Your beneficiaries will
be able to enjoy every penny you leave them.
That’s because the benefit of a life insurance policy is generally
Passed along federal income tax free.
4. Guaranteed Cash Value Growth
As you pay your premiums,
your Whole Life policy builds cash value
That is guaranteed to grow—tax deferred—and can help meet a
Variety of financial goals…
* Supplement retirement income
* Fund a child or grandchild’s education
* Pay off a mortgage
* Protect existing assets
* Establish an emergency fund
5. Dividend Potential
One of the benefits of
purchasing whole life insurance from Plum Life
Is that you will be eligible to receive dividends. Although they are not
Guaranteed, when dividends are awarded, you can take them in cash,
Or use them to buy paid-up additional insurance that increases your
Coverage and cash value, or take them in cash.
6. Optional Riders
There are several ways to
tailor a whole life policy to meet your
Individual needs. For an additional cost, you can use riders to purchase
additional protection without further underwriting, to pay your premiums
If you become disabled, to use some of your face amount to pay for
Chronic illnesses, or to purchase coverage for your children.
Your agent can help you decide if any of these riders are right for you.
I STILL MAKE HOUSE CALLS!
Hayden Childs
Alabama Licensed Insurance Agent
(205) 269-1382
"The grief is bad enough,
Don’t leave the burden
To your family!”
“A city is honored by the good things
That come to the faithful,
But it is torn down by the mouth
Of the sinful.”
Proverbs 11:11 NLV
Believe that life is worth
Living and your belief will
Help create the fact.
- William James
Men stumble over the truth
From time to time,
But most pick themselves
Up and hurry off as if
Nothing happened.
- Sir Winston Churchill
If America is to remain what God,
In His wisdom, intended for it to be…
A refuge, a safe haven for those seeking human rights…
Then we must once again extend the most basic human right
To the most vulnerable members of the human family…
We must commit ourselves to a future in which the
Right to life of every human being…
No matter how weak, no matter how small,
No matter how defenseless…
Is protected by our laws and public policy.
- Ronald Wilson Reagan
For every disciplined
Effort there is a
Multiple reward.
- Jim Rohn
It is our attitude at the beginning
Of a difficult task which,
More than anything else,
Will affect its successful outcome.
- William James
Take the opportunity to learn
From your mistakes…
Find the cause of your problem
And eliminate it.
Don't try to be perfect;
Just be an excellent example
Of being human.
- Anthony Robbins
Need Term Life Insurance?
https://www.helloplum.com/agent/childs-806
Need Health Insurance?
www.HChilds.dontgouninsured.com
Need Medicare Benefits?
“We do not offer every plan available in your area.
Any information we provide is limited to those plans we do offer in your area.
Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.”
UNBELIEVEABLE BAKED BUFFALO WINGS
Ready in 45 min. Serves 2
Ingredients…
1 lb chicken wings
¼ teaspoon cayenne pepper
¼ teaspoon crushed red pepper flakes
1 tablespoon salt
1 18 oz bottle Cattlemen’s Carolina Tangy Gold BBQ Sauce
Directions …
Fill a large pot half way with water and then add
The first 4 ingredients.
Bring water mixture and wings to a boil and then
Boil for 15 minutes.
Transfer wings to an oven safe container coated
With cooking spray.
Bake wings on "Broil" (high) for 15 minutes on
each side.
When wings are done, place them in a crock-pot
Pour the sauce over them
And enjoy!
* * *
Creamy Black Bean Salsa Recipe
Prep Time: 20 min. Yield: 16 servings
Ingredients…
1 can (15 ounces) black beans, rinsed and drained
1-1/2 cups corn
1 cup finely chopped sweet red pepper
3/4 cup finely chopped green pepper
1/2 cup finely chopped red onion
1 tablespoon minced fresh parsley
1/2 cup sour cream
1/4 cup mayonnaise
2 tablespoons red wine vinegar
1 teaspoon ground cumin
1 teaspoon chili powder
1/2 teaspoon salt
1/4 teaspoon garlic powder
1/8 teaspoon pepper
Tortilla chips
Directions…
In a large bowl, combine the beans, corn, peppers,
Onion and parsley. Combine the sour cream, mayonnaise,
Vinegar and seasonings; pour over corn mixture and toss
Gently to coat.
Serve with tortilla chips. Refrigerate leftovers.
* * *
Beverage of choice…
Hank’s Root Beer
Your greatest danger is
Letting the urgent things
Crowd out the important things.
- Charles Hummell
Yesterday is history,
tomorrow is a mystery,
and today is a gift...
that's why they call it present.
- Kung Fu Panda
Happy the man,
And happy he alone,
He who can call today his own.
He who, secure within can say,
Tomorrow do thy worst,
For I have lived today.
- Horace
”The sinful is thrown down by his wrong-doing,
But the man who is right with God has a safe place
When he dies.”
Proverbs 14:32 NLV
The Three Things…
Three things to govern;
Temper, Tongue, Conduct.
Three things to cultivate;
Courage, Affection, Gentleness.
Three things to command;
Thrift, Industry, Promptness.
Three things to admire;
Dignity, Grace, Intellect.
Three things to give;
Alms to the needy,
Comfort to the sad,
Appreciation to the worthy.
Three things to wish for;
Health, contentment, friends.
Three things to despise;
Cruelty, arrogance, ingratitude.
Three things to attain;
Goodness of heart, integrity, cheerfulness.
Three things which do not wait for anyone;
Time, death, Customer
Three things to do;
Study God’s word, obey it,
And teach it to others.
Puran Chand Babbar
Lil Swimmer
Ernest S. Underwood
Edited by H.C.
100 Celebrities who died in 2022
Even the rich and famous leave this earth life…
https://www.youtube.com/watch?v=pWRcNIoYrp4
Success lies in the
Opposite direction
Of the normal pull.
- Jim Rohn
You are the only problem
You will ever have and you
Are the only solution.
Change is inevitable,
Personal growth is always
A personal decision.
- Bob Proctor
If you have enough push,
You don't have to worry
About the pull.
- Zig Ziglar
Keep Pushin…
https://www.youtube.com/watch?v=QBxSQXbj6Go
Got Insurance?
“Nah I’m good,
My mama got a
Policy on me”
"Every sale has
Five basic obstacles…
No need, no money,
No hurry, no desire,
No trust."
- Zig Ziglar
I met a man just the other day
Who told me…
“Mama had a policy on me and
when she passed the policy
Came up missing”
He has no life insurance at all.
Don’t let this happen to you.
Step up and take responsibility
For providing coverage for yourself and
Your family!
I Still Make House Calls!
Hayden Childs
Alabama Licensed Agent
(205) 269-1382
www.haydenchilds.net
Let the New Year,
Fill your days,
with new hopes
and good wishes,
new joys and hopes!
- Bijay Kant Dubey
Edited by H.C.
A Happy New Year for
All of us start with
Each of us
- Franklin Price
Another fresh New Year is
here
another year to live!
To banish worry, doubt, and fear,
to love and laugh and give!
This bright New Year is given me
to live each day with zest
to daily grow and try to be
my highest and my best!
I have the opportunity
once more to right some wrongs,
to pray for peace, to plant a tree,
and sing more joyful songs!
- William Arthur Ward
At the Close of the Year
Let
hearts and tongues unite,
And loud thanksgivings raise:
'Tis duty, mingled with delight,
To sing the Savior’s praise.
To him we owe our breath,
He took us from the womb,
Which else had shut us up in death,
And prov'd an early tomb.
When on the breast we hung,
Our help was in the Lord;
'Twas he first taught our infant tongue
To form the lisping word.
When in our blood we lay,
He would not let us die,
Because his love had fix'd a day
To bring salvation nigh.
In childhood and in youth,
His eye was on us still:
Though strangers to his love and truth,
And prone to cross his will.
And since his name we knew,
How gracious has he been:
What dangers has he led us through,
What mercies have we seen!
Now through another year,
Supported by his care,
We raise our Ebenezer here,
"The Lord has help'd thus far."
Our lot in future years
Unable to foresee,
He kindly, to prevent our fears,
Says, "Leave it all to me."
Yea, Lord, we wish to cast
Our cares upon thy breast!
Help us to praise thee for the past,
And trust thee for the rest.
- John Newton
Complacency is the last hurdle
Standing between any team and
Its potential greatness.
- Pat Riley
When a player keeps a calm
Demeanor on the court,
It’s easier for his ability to shine.
The best response to an opposing
Player’s physical or psychological
Tactics is to keep cool and come
Right back at him with the force of
Your game, not your fists.
Revenge is always sweeter if your
Team wins the game.
- Walt “Clyde” Frazier
Once you are labeled the best you
Want to stay up there,
And you can’t do it by loafing around.
If I don’t keep changing, I’m history.
- Larry Bird
When you’re a coach or athlete and
You win a championship,
You realize that the championship
Was really a work-in-progress.
What you went through during the
Pre-season, in the regular-season
And then during the post-season
Enabled you to win a title.
I treated the stages of my cancer
Treatment as the phases of a
Championship season and it kept
Me on track to accomplishing
My ultimate goal.
- Joe Marelle
The object of a new year
Is not that we should have
A new year.
It is that we should have
A new soul.
- G.K. Chesterton
The chief beauty about time
is that you cannot waste it
In advance.
The next year, the next day,
The next hour
are lying ready for you,
as perfect, as unspoiled,
as if you had never wasted
Or misapplied
a single moment in all your life.
You can turn over a new leaf
Every hour if you choose.
- Arnold Bennett
And I said to the one,
Who stood at the gate of the year,
'Give me a light that I may tread
Safely into the Unknown.'
And he replied,
'Go out into the darkness and put
Your hand into the hand of God.
That shall be to you better than
Light and safer than a known way.'
- Minnie Haskins
If it makes no difference
What you believe,
It makes no difference
Whether you believe.
- James E Gibbons
"I Believe"
I believe for every drop
Of rain that falls
A flower grows
I believe that somewhere
In the darkest night
a candle glows
I believe for everyone
Who goes astray,
Someone will come to
Show the way
I believe, I believe
I believe above a storm
The smallest prayer
Can still be heard
I believe that someone
In the great somewhere
Hears every word
Every time I hear a
New born baby cry,
Or touch a leaf or
See the sky
then I know why,
I believe
Every time I hear a
New born baby cry,
Or touch a leaf or
See the sky
then I know why,
I believe
- Writers: Ervin Drake, Irvin Graham,
Jimmy Shirl, Al Stillman
I Believe - Elvis Presley with the royal philharmonic orchestra
https://www.youtube.com/watch?v=vTQuzGMzmIo
