I enjoy bass fishing, deer hunting and golfing in the south.
Do the thing, and you
will get the energy
to do the thing.
- Ralph Waldo Emerson
Without courage we cannot
practice any other virtue with
consistency.
We can’t be kind, true, merciful,
generous, or honest.
- Maya Angelou
Before opportunity crowns
you with great success,
it usually tests your mettle
through adversity.
- Napoleon Hill Foundation
Why Life Insurance?
One of the most important expenditures the average family
Makes in its lifetime is the purchase of life insurance.
What’s Its Purpose?
First, you must understand the purpose of life insurance.
It is to protect against premature death.
Life insurance does not “insure life” so much as it “protects
Your dependents” from the loss of financial support.
What Are You Paying For?
Second, you must understand what you are paying to protect.
Most people earn from $400,000 to $800,000 during their lifetime.
It is the loss of that earning potential that makes life insurance a
Necessity. Life Insurance is a substitute for the cash and other
Wealth that your family would accumulate if the breadwinner
Were living.
What Should You Buy?
Third, you must understand what kind you should buy.
In the early years you need a lot of coverage …
1. Children young.
2. High debt
3. House mortgage.
4. Loss of income would be devastating.
A 20 Year Term Policy on the breadwinner would be sufficient to cover this scenario.
For example: For a family with two children, $100,000 + $50,000 + $50,000 equals $200,000 on the breadwinner for adequate protection for the family. $200,000 of life insurance would give survivors and annual income of $22,300 per year for 20 years (assuming that the insurance proceeds earn 10% with annual compounding interest and that income is payable in monthly installments.)
In the later years you don’t need a lot of coverage …
1. Children grown.
2. Low debts.
3. Mortgage paid.
4. Retirement income needed.
We recommend a Whole Life Policy in this scenario.
For example: $10,000 Natural Death
$10,000 Accidental Death
This would presently cover basic final expenses.
- Art Williams
Edited by Hayden Childs, Agent
(205) 269-1382
Offering …
Whole Life, Term Life, Accidental Death,
Critical Illness (cancer, heart attack, stroke)
Renter’s (contents) Insurance.
The Grief is bad enough,
Don’t Leave the Burden
To Your Family!
Gratitude
is the memory of the heart.
- Jean Baptiste Massieu
High achievement always takes place
In the framework of high expectation.
- Jack Kinder
Remember, the thoughts that you think
And the statements you make regarding
Yourself determine your mental attitude.
If you have a worthwhile objective,
Find the one reason why you can achieve
It rather than hundreds of reasons
Why you can’t.
- Napoleon Hill
I came across a picture of Childs Court in Dixon, KY
I have many precious memories of playing Basketball
on this court as a young boy by myself and with my brother
Tim and the friends who would come by for a game of hoops
Kentucky style . Dad would come out and play occasionally too
He even hooked up a light so we could play after dark ...
I pretended I was some great University of Kentucky player
on many occasions …
Kyle Macy … Jack “Goose” Givens etc …
The goal is no longer there my Dad took it down some
years ago. Thankful I have this picture …
To all of my Kentucky friends take care and God Bless
I love you all.
Hayden
My Old Kentucky Home
The sun shines bright in the old Kentucky home,
‘Tis summer, the darkies are gay;
The corn-top’s ripe and the meadow’s in the bloom,
While the birds make music all the day.
The young folks roll on the little cabin floor,
All merry, all happy and bright;
By ‘n’ by Hard Times comes a-knocking at the door,
Then my old Kentucky home, goodnight.
They hunt no more for the possum and the coon,
On meadow, the hill and the shore,
They sing no more by the glimmer of the moon,
On the bench by the old cabin door.
The day goes by like a shadow o’er the heart,
With sorrow, where all was delight,
The time has come when the darkies have to part,
Then my old Kentucky
home, goodnight.
The head must bow and the back will have to bend,
Wherever the darky may go;
A few more days, and the trouble all will end,
In the field where the sugar-canes grow;
A few more days for to tote the weary load,
No matter, ’twill never be light;
A few more days till we totter on the road,
Then my old Kentucky home, goodnight.
Chorus:
Weep no more my lady
Oh! weep no more today!
We will sing one song for the old Kentucky
home,
For the Old Kentucky Home far away.
- Stephen Foster
She entered the world 09/19/1988 and she has been a special
blessing to her mother and I. She continues to be a blessing to
all who know her. She and her husband are both living a life
that matters ...
Living a Life That Matters
Ready or not, some day it will all come to an end.
There will be no more sunrises, no minutes, hours,
Or days.
All the things you collected, whether treasured or forgotten,
Will pass to someone else.
Your wealth, fame and temporal power will shrivel to irrelevance.
It will not matter what you owned or what you were owed.
Your grudges, resentments, frustrations and jealousies will finally disappear.
So too, your hopes, ambitions, plans and to-do lists will expire.
The wins and losses that once seemed so important will fade away.
It won't matter where you came from or what side of the tracks you
Lived on at the end.
It won't matter whether you were beautiful or brilliant.
Even your gender and skin color will be irrelevant.
So what will matter?
How will the value of your days be measured?
What will matter is not what you bought,
But what you built;
Not what you got, but what you gave.
What will matter is not your success,
But your significance.
What will matter is about what you learned as well as what you taught.
What will matter is every act of integrity, compassion, courage or sacrifice
that enriched, empowered or encouraged others to emulate your example.
What will matter is not your competence,
But your character.
What will matter are not how many people you knew,
But how many felt good when they were around you and how you served them.
What will matter are not your memories,
But the memories that live in those who loved you.
What will matter is how long you will be remembered,
By whom and for what.
Living a life that matters doesn't happen by accident.
It's not a matter of circumstance but of choice.
Choose to live a life that matters.
- Michael Josephson
What Constitutes Success?
He has achieved success
Who has lived well,
Laughed often and loved much;
Who has gained the respect of
Intelligent men and the love
Of little children;
Who has filled his niche and
Accomplished his task;
Who has left the world better
Than he found it,
Whether by an improved poppy,
A perfect poem, or a rescued soul;
Who has never lacked appreciation
Of earth’s beauty or failed to express it;
Who has always looked for the best
In others and given the best he had;
Whose life was an inspiration;
Whose memory a benediction.
- Bessie A. Stanley
A life rooted deeply lives
And grows in memory.
- Mary Anne Radmacher
Drifting, without aim or purpose,
Is the first cause of failure.
- Napoleon Hill Foundation
When I look
back on all these worries,
I remember the story of the old man
Who said on his deathbed that he had
Had a lot
of trouble in his life,
Most of which had never happened.
- Winston Churchill
The antidotes for worry are …
Gratitude,
action, and service.
- Jonathan Lockwood Huie
Life is unlimited …
It expands
with the generosity,
compassion, inventiveness,
And service
that you contribute.
- Jonathan Lockwood Huie
My greatest service to others
Is living
happily,
and radiating happiness and
Joy to
those around me.
- Jonathan Lockwood Huie
“These six things the Lord hates,
Yes, seven are an abomination to Him:
… Hands that shed innocent blood …”
(Proverbs 6:16-17)
(Part 1)
Have you ever wondered what became of all the “grave yards” that existed years ago? We don’t have them anymore. They’ve all become “memorial gardens.” The same thing has happened to “junk yards” and “garbage dumps,” they no longer exist. In their place has arisen “recycling facilities” and “land fills.” It’s so much easier to think about that which is morbid, gruesome, filthy and foul if we think of it in more pleasant terms. But a hog cooling off in a pond and eating supplement does not change the fact that it’s still wallowing in the sludge and eating slop.
The political correctness of the day wants to speak of the systematic killing of human infants/babies while still in the womb (between the ages of one day through nine months) as “abortion.” In politics, the practice has been termed “pro-choice.” It seeks to hide the fact that what is involved is infanticide — the slaughter, killing, murder of innocent human beings by the millions! It is done in a variety ways using the most gruesome and inhumane methods imaginable.
An expectant mother is considered to have the “right” to do with her body as she chooses, in this case, killing her child. What she fails to consider is that the baby is NOT her body! It is another living human being. The proponents of abortion call it “pro-choice.” This is done to make the practice more appealing and less appalling. Pro-choice sounds so much better than killing or murder.
Pro-choice is the same as PRO-DEATH. It says that an expectant mother is free to choose to kill her unborn child or to let her baby boy or baby girl live. She has the option to kill her son or daughter just about any way imaginable. Some of the most horrific (grossly offensive to decency or morality) and dreadful (exceptionally bad or displeasing) means have been invented to take the child’s life.
Since the baby is yet unborn, it’s out of sight (can’t been seen except via sonogram). And, being “out of sight,” it’s easier to put the baby “out of mind.” This is why Planned Parenthood and other baby killing operations fight desperately to prevent the child’s mother from seeing a sonogram of her baby and/or seeing pictures or descriptions of the procedure that will be used to take the child’s life. Seeing her child in her womb would more likely trigger her maternal and familial instinct and may cause her to not go through with the abortion. This would drastically cut into their profit-making machine and cause layoffs of employees, hurting the economy. Believe it or not, some argue this way.
What are some of the procedures used to kill the baby in the safety and comfort of the womb?
The most common method of killing the unborn is the suction procedure (aspiration) which literally rips apart its body and vacuums the pieces out to be discarded.
There’s the D&C method (similar to the suction) that cuts the living infant into pieces with a sharp knife, which is then scraped out to be discarded.
There is the D&E method which uses forceps to pull, twist and tear the flesh and bones into pieces. Usually the spine must be snapped and the skull crushed in order to remove them.
There is the salt poisoning method which involves using a long needle to inject a salt solution into the fluid surrounding the baby. This method acts like a corrosive, eating away at the baby’s lungs and skin. It literally burns the baby alive and could take as long as an hour or more for the baby to die. In about 24 hours, labor sets in and the dead baby is delivered. There are some cases, however, in which the infant is delivered alive in what’s called a “botched abortion!” The child is usually left unattended to die suffering and alone. But, in some cases, the baby survives lives to be an adult, gets married and has children of their own. You can find many survivors of abortion telling their story on the internet.
President Barack Obama, while an Illinois state senator, cast a “no vote” several times to bills that would protect born-alive infants which would treat them as humans and giving them protection under the law. His “spin” on it was that he did not want to erode Roe vs. Wade which granted a woman a right to an abortion (in other words, a constitutional right to kill her baby).
The Prostaglandin Chemical abortion induces strong contractions which often crushes the infant, sometimes decapitating it, and then pushes it out dead or dying.
There’s the Hysterotomy or Caesarean Section abortion. It is used mainly in the last three months of pregnancy. This method is practically the same as a Caesarean except the umbilical cord is cut inside the womb which cuts off the baby’s oxygen supply. The infant is then taken out and left to die of neglect and exposure.
There’s the partial-birth abortion where the abortionist uses forceps, guided by ultrasound, to grab one of the baby’s legs and pulls it outside the mother’s body. He/she continues his work until the entire body of the baby, all except the head, is pulled outside the mother’s body. A pair of scissors is then jammed into the baby’s skull and a tube is inserted through which the baby’s brains are sucked out, collapsing the skull. The remainder of the dead infant’s body is then completely removed. In the mind of some, babies at this point are not yet human beings since they have not been completely born. Can you imagine anything more inhumane and outrageous than this? Neither can I. No wonder God said that all who follow the devil’s way will be tormented with him in eternity (Matthew 25:41).
- Anonymous
The Best Is Yet To Be.
- James Stowers
Obstacles are necessary
For success because in selling,
As in all careers of importance,
Victory comes only after many
Struggles and countless defeats
- Og Mandino
Winning isn’t everything,
But it sure beats anything
That comes in second.
- Coach Paul Bryant
Offering …
Whole Life, Term Life, Accidental Death,
Critical Illness (Cancer, Heart Attack,
Stroke) Renter’s (Contents) Insurance
Alabama Licensed Agent
Hayden Childs
(205) 269-1382
The Grief is bad enough,
Don’t leave the burden
To your family!
Today’s quotes are in honor of my precious mother
Shelby Jean Childs today is her Birthday.
She has been gone for five years.
I wish I could call her today …
It seems to
me that my mother
was the most splendid woman
I ever
knew...
If I have amounted to anything,
It will be
due to her.
- Charles Chaplin
A mother is
the truest friend we have,
when trials heavy and sudden,
Fall upon
us;
when adversity takes the place of
Prosperity;
when friends who rejoice with us
In our
sunshine desert us;
when trouble thickens around us,
Still will
she cling to us,
and endeavor by her kind precepts
And counsels to dissipate the
Clouds of
darkness,
and cause peace to return to our hearts.
- Washington Irving
Hundreds of dewdrops greet the dawn;
Hundreds of lambs in the purple clover;
Hundreds of butterflies on the lawn;
But only one mother the wide world over.
- George Cooper
"You are the only problem
you will ever have and you
are the only solution.
Change is inevitable,
personal growth is always
a personal decision."
- Bob Proctor
"To believe in the things you
can see and touch is no belief at all.
But to believe in the unseen is both
a triumph and a blessing."
- Bob Proctor
"Most people are not going
after what they want.
Even some of the most serious
goal seekers and goal setters,
they're going after what they
think they can get."
- Bob Proctor
"Do your work.
Not just your work and no more,
but a little more for the lavishing sake,
that little more that is worth all the rest.
And if you suffer as you must,
and if you doubt as you must,
do your work.
Put your heart into it and the sky will clear.
And then out of your very doubt and
suffering will be born the supreme joy of life."
- Dean Briggs
(This is Bob Proctor’s favorite Quote)
Let us remember that,
As much has been given us,
Much will be expected from us,
And that true homage comes
From the heart as well as from
The lips, and shows itself in deeds.
- Theodore Roosevelt
I’ve felt that if you dwell
Too much on your errors,
You’re dealing in the
Negativity of things.
I don’t like that.
I’d rather work on the
Positive reinforcement,
The things I did well.
- Hale Irwin
I made a resolve then that
I was going to amount to
Something if I could.
And no hours, nor amount of labor,
Nor amount of money would deter
Me from giving the best that there
Was in me.
And I have done that ever since,
And I win by it. I know.
- Colonel Harland Sanders
Today is your day to laugh at life.
Laugh loud …
Laugh often.
Laugh at what's funny …
Laugh at what's sad.
Laugh at me …
Laugh at you …
Laugh at life.
- Jonathan Lockwood Huie
