I enjoy bass fishing, deer hunting and golfing in the south.
We live in deeds,
Not years; in thoughts,
Not breaths; in feelings,
Not in figures on a dial.
We should count time
By heart throbs.
He most lives who thinks
Most, feels the noblest,
Acts the best.
- Aristotle
Once you’ve had
A wonderful dog,
a life without one
is a life diminished.
- Dean Koontz
Time can be an ally
Or an enemy.
What it becomes depends
Entirely upon you,
Your goals, and your
Determination to use
Every available minute.
- Zig Ziglar
Whatever you do,
Make a difference.
Earn the right to
Look back at something
And say, 'I did that.'
- Michael Josephson
A wise coach reminded
Me recently,
Winning shows your
Character and Losing
Shows all your character.
- Michael Greller
If we learn from losing,
We become winners in
The end.
- Anonymous
People Only Change 3 Times
In Their Life…
(1) When they HURT enough
They HAVE to change.
(2) When they LEARN enough
They WANT to change.
(3) When they RECEIVE enough
Resources and support that
They are ABLE to change.
- John Maxwell
Basketball doesn’t
Build character,
It reveals it.
- James Naismith
Everyone should want
To excel in life.
You should never take
The desire to excel
Away from the human
Race.
- Coach Henry Iba -
If you laugh, you think
And you cry, that’s a
Full day.
That’s a heck of a day.
You do that seven days
A week, you’re going to
Have something special.
- Coach Jim Valvano
(1) Provide for Loved Ones…
It’s the basic need everyone thinks about. You have a young family.
You are the major breadwinner. Something happens to you. How is
Your family supposed to make ends meet? It’s a form of protection.
Peace of mind.
(2) Key Man Insurance…
You and your partner own a business. It’s grown. Many employees
Depend on you. If something happens to your partner, it’s likely their
Spouse or family will inherit their share of the business. Cash would
Be a lot more useful to them. Life insurance on both partners can
Provide the cash to buy out heirs and keep the business intact.
(3) Emergency Loans…
Hopefully your client lives a long life. The whole life policy accumulates
Cash value, eventually growing to the full face value, or beyond. Many
Policies allow you to borrow money against the cash value.
You would pay interest.
(4) Funding Estate Taxes…
Your client owns a farm. It’s your major asset. It’s illiquid unless you
Sell off acreage. Your goal is to keep the farm intact, passing it to the
Next generation. A life insurance policy, while considered part of your
Estate can produce cash needed to pay estate taxes instead of selling
Land.
(5) Cash Value…
If times get tough, you need cash and you’ve run out of options, a
Whole life policy that has built cash value is an asset. You can turn it in
And receive cash, if necessary.
(6) Value as Collateral…
Your client needs to put up collateral for a loan. The lender wants
Financial instruments. In many cases, you can put up the policy and its
Cash value as collateral. You continue making payments on the policy.
The lender collects the death benefit if you die. The client is motivated
To pay back the loan quickly.
(7) Charitable Giving…
You want to do something special for your religious institution or school.
You might name them as a beneficiary on your life insurance policy.
You might give them the policy as a donation now, taking any tax
Deduction in accordance with the law.
(8) Meeting Obligations…
You are up there in years. You have grandchildren and great grand-
Children. You have promised you will take care of their college
education expenses, but that’s a long way off. Consider naming an
adult custodian and under the rules of the Uniform Transfers to
Minors Act. When the Client (insured) passes away, the life insurance
proceeds are held for the child’s benefit.
(9) Special Needs Child…
It’s a huge responsibility. You love them dearly. You can care for them
During your lifetime, but what happens when you pass away? This will
Take money. You will likely be setting up a Special Needs Trust to hold
Those funds. Consider naming the trust as your life insurance beneficiary.
Clients and prospects might consider life insurance as a traditional
Product designed for a very narrowly defined need.
Let them know it can help with many other problems.
- Bryce Sanders
https://fflheartland.advisorprofiles.com/article/211641/1/1
Got Insurance?
Hayden Childs
Alabama Licensed Agent
(205) 269-1382
We cannot become what
We need by remaining
What we are.
- John Maxwell
Concentration and mental
Toughness is the margins
Of victory.
- Bill Russell
Yours is not the less
Noble because no drum
Beats before you when
You go out into your
Daily battlefields,
And no crowds shout
About your coming when
You return from your
Daily victory or defeat.
- Robert Louis Stevenson
The key is to keep company
Only with people who uplift
you,
whose presence calls forth your
Best.
- Epictetus
You have to create your life.
You have to carve it,
Like a sculpture.
- William Shatner
The bond with a dog
is as lasting as the
Ties of this earth
Can ever be.
- Konrad Lorenz
It has been a busy week for the Atlanta Braves,
but somewhat bittersweet as the Freddie Freeman
era with the club is coming to an end.
Freeman said his goodbye to the club in
an Instagram post Wednesday afternoon. (3/16/22)
I don’t even know where to begin.
For the past 15 years I got to be apart of your organization.
It was truly an honor. We went through the very highs
together and some lows but those lows are what made
last year so special.
You watched me grow up from a baby faced kid to
marrying my love @chelseafreeman5 and seeing us bring
3 beautiful boys into this world. I’m so glad my family
got to be apart of yours!
To Snit, my coaches, teammates, training staff, clubhouse staff,
and everyone who made Turner Field and Truist Park so special
for my family and I over the years.
Thank you from the bottom of my heart. It has been a blast to
have you cheer for me and I hope I was able to bring smiles to
a lot of your homes over the years. I gave everything I had day
in and day out and I hope you guys saw that as well.
Although our time has come to an end, I look forward to seeing
and playing in front of you all again. When that time comes,
I hope you remember all the wonderful memories we made
together. I love you Braves Country! Champions Forever!
It is a classy goodbye from a classy player.
Freeman wore the Braves uniform as well as any player before
him and he will always be known as one of the team’s all-time
greats. Unfortunately, baseball is a business and he and the
Braves are parting ways. If it had to end, overseeing a rebuild
that culminated in a World Series championship is a storybook
worthy end.
https://www.batterypower.com/2022/3/16/22981591/freddie-freeman-goodbye-atlanta-braves-instagram
A sad day in Braves Country!
This is one Braves fan who is very disappointed the Braves didn't come through
for their MVP... Back in the day would they have let Chipper Jones walk?
I think all Braves fans know the answer to that question.
You never achieve
Real success unless
You like what you
Are doing.
- Dale Carnegie
Remember, happiness
Doesn’t depend on who
You are or what you have;
It depends solely on what
You think.
- Dale Carnegie
You can't put
A limit on anything.
The more you dream,
The farther you get.
- Michael Phelps
Our special family friend
Better known as “man’s best friend”
Passed from this earth life between
2:00 am – 2:30 am this morning.
Valentina’s death was unexpected.
She barked an unusual shrill couple
Of barks to let us know something
Was not right.
She couldn’t get up and she was
Unresponsive. We believe
She had a heart attack.
She had a very good life and
She was loved and she gave us
So much joy and love.
Her tail wagged constantly!
Our Val will always be in
Our hearts!
- Hayden Childs
Dogs come into our lives
To teach us about love,
They depart to teach us
About loss.
A new dog never replaces
An old dog, it merely expands
The heart.
If you have loved many dogs
Your heart is very big
- Erica Jong
Dogs die. But dogs live, too.
Right up until they die, they live.
They live brave, beautiful lives.
They protect their families.
And love us.
And make our lives a little brighter.
And they don’t waste time being
Afraid of tomorrow.
- Dan Gemeinhart
A good dog never dies.
She always stays.
She walks besides you
On crisp autumn days
When frost is on the fields
And winter’s drawing near.
Her head is within our hand
In her old way.
- Mary Carolyn Davies
Edited by H.C.
Life is like a coin.
You can spend it any
Way you wish, but you
Only spend it once.
- Lillian Dickson
All personal achievement
Starts in the mind of the
Individual.
Your personal achievement
Starts in your mind.
The first step is to know
Exactly what your problem,
Goal or desire is.
- W. Clement Stone
I think everybody should
Take the attitude that we’re
Working to be a champion,
That we want to be a
Champion in everything we do.
Every choice, every decision,
Everything that we do every day,
We want to be a champion.
- Coach Nick Saban
Atlanta Braves Championship Trophy Tour 2022
Presented by Truist
Apr. 1st, 2022
5-8 pm CST
Tuscaloosa, AL
U. of A. Baseball Game
Sewell-Thomas Stadium
Ticket Requried
Apr. 3rd, 2022
2-5 pm CST
Birmingham, AL
CrossPlex/Bill Harris Arena
People lose their capacity
To walk, run, travel, think,
And experience life.
I realize how important it
Is to use the time I have.
- Viggo Mortensen
What other people may find
In poetry or art museums,
I find in the flight of a good
Drive.
- Arnold Palmer
Life's too short to wake
Up with regrets.
So love the people who
Treat you right, forgive
The ones who don't and
Believe that everything
Happens for a reason.
- Dr. Seuss
None of us knows what
Might happen even the
Next minute, yet still we
Go forward.
Because we trust.
Because we have Faith.
- Paulo Coelho
If you're doing your best,
you won't have any time
To worry about failure.
- H. Jackson Brown
If you wish to succeed in life,
make perseverance your
Bosom friend,
experience your wise counselor,
caution your elder brother,
and hope your guardian genius.
- Joseph Addison
Fame is a vapor,
Popularity an accident,
Riches take wings.
Only one thing endures,
And that is character.
- Horace Greeley
One of the strongest
Characteristics of genius
Is the power of lighting
Its own fire.
- John Foster
Inspect the neighborhood
Of thy life, every shelf,
Every nook of thy abode.
- John Paul Richter
In life, you get
What you put in.
Everything comes
Back around.
- Anonymous
If you don’t like
Something, change it.
If you can’t change it,
Change the way you
Think about it.
- Mary Engelbreit
Death is not the
Greatest loss in life;
The greatest loss is
What dies inside
While you’re still
Alive.
- Norman Cousins
