fish_hunt

* Need Traditional Term Life Insurance?

* Need Health Insurance?

For More Information Contact…

Hayden Childs

Independent Insurance Agent

(205) 269-1382

Wednesday, March 22, 2023

032223 quotes

There is only one

Way to happiness and

That is to cease worrying

About things which are

Beyond the power of our will.

- Epictetus

If you hear a voice within

You say ‘you cannot paint,’

Then by all means paint,

And that voice will be silenced.

- Vincent van Gogh

Your life is a reflection of

Your thoughts and actions…

What will you reflect?

- Janice Anderson

Been Turned Down for Life Insurance?

Due to health or other concerns…

* Guaranteed Issue Term Life Insurance

Ages 18-75 up to 50 K of coverage.

Available in 34 States

Apply online today!

* Need Traditional Term Life Insurance?

* Need Health Insurance?

For More Information Contact…

Hayden Childs

Independent Insurance Agent

(205) 269-1382

Tuesday, March 21, 2023

032123 Tips to Avoid Delays in Your Life Insurance Claim...

1. Make Sure Your Beneficiaries are Current.

I received a call from a client recently concerning her mother-in-law

Who had passed. The primary beneficiary pre deceased the insured.

No contingent beneficiary was named therefore this held up claim

Payment.

Policy-owners can name anyone as a beneficiary, from their spouse,

Or ex-spouse, to children, siblings, parents, business partners,

A charitable organization or a trust.

Policy-owners may also designate a contingent beneficiary.

This person or entity is a secondary recipient of the life insurance

Policy payout.

The contingent beneficiary will receive the death benefit if the primary

Beneficiary dies or cannot be found before the policy pays out.

Beneficiary designations need to be very clear and follow the

Requirements of the life insurance policy.

2. Do Not Name a Minor.

When an insured lists a minor as a beneficiary, a life insurance claim

May be delayed, because a child who hasn’t reached the age of majority

Cannot receive the proceeds without a guardian.

3. Always Name a Beneficiary.

When no beneficiary is named on the policy, the life insurance proceeds

Will go to the estate or be distributed to the next of kin.

You will receive the full death benefit if you are the sole beneficiary.

If there are multiple beneficiaries, each will get their allocated share.

An improper beneficiary designation or change can lead to beneficiary

Disputes which will cause payout delays.

* Some insurance companies allow you to name the funeral

Home as beneficiary for your convenience. A second beneficiary

Named would receive any remaining proceeds after payment has been

Made to the funeral home.

Contact Me Today!

Hayden Childs

Independent Insurance Agent

(205) 269-1382

shcmail34@yahoo.com

www.haydenchilds.net

Been Turned Down for Life Insurance?

Due to health or other concerns…

* Guaranteed Issue Term Life Insurance

Ages 18-75 up to 50 K of coverage.

Available in 34 States

Apply online today!

* Need Traditional Term Life Insurance?

* Need Health Insurance?

https://www.youtube.com/watch?v=ftPlZHxigxo

“The Grief is bad enough,

Don’t leave the burden

To YOUR family!”

Monday, March 20, 2023

032023 quotes

Keep your mind on

Your objective,

And persist until

You succeed.

Study, think, and

Plan.

- W. Clement Stone

I’ve found that luck is

Quite predictable.

If you want more luck,

Take more chances.

Be more active.

Show up more often.

- Brian Tracy

To believe in the

Things you can see

And touch is no

Belief at all.

But to believe in

The unseen is both

A triumph and a

Blessing.

- Bob Proctor

Friday, March 17, 2023

031723 quotes

“Again I saw under the sun

that the race is not to the fast

and the battle to the men of war.

Bread is not to the wise and riches

are not to the men of understanding.

Favor is not to able workers.

Time comes and goes and things

happen for no reason to them all.

Ecclesiastes 9:11 NLV

The race is not

Always to the swift,

But to those who

Keep on running.

- Hugh E. Keough

The only difference between

A good shot and a bad shot

Is if it goes in or not.

- Charles Barkley

The secret is to have

Eight great players and

Four others who will

Cheer like crazy.

- Coach Jerry Tarkanian

Cathedral

Mark Kelso Instrumental

Wednesday, March 15, 2023

031523 quotes plus

^“Pleasing words are like honey.

They are sweet to the soul and

healing to the bones”.

Proverbs 16:24 NLV

A Word…

What a fool says

Comes out of the mouth.

What the wise expresses

Comes from the heart.

What a fool does

Generates confusion.

What the wise executes

Transpires peace.

A word speaks altitude

A word speaks momentum.

A deed speaks attitude

A deed speaks integrity.

- Cecelia Weir

Power of Words…

"Sticks and stones may break my bones

but words will never hurt me!"

We all heard that saying when we were children,

and, like so many other childlike chants,

it was a great myth.

Words do have power, immense power,

and they can cause much pain, because when they

are repeated in negative fashion, people,

especially children, may end up believing them.

"You're a bad boy,"

"You'll never amount to anything."

"You're a loser,"

"Does your face hurt? It's killing me."

These are only slight examples of the negative language

we often hear. We have all heard them, and unfortunately

have been guilty of dishing them out as well.

- Chris Snook

POWER OF WORDS…
A careless word may kindle strife,
A cruel word may wreck a life,
A bitter word may hate instill,
A brutal word may smite and kill,
A gracious word may smooth the way,
A joyous word may light the day;
A timeless word may lessen stress,
A loving word may heal and bless.

- Anonymous

Via Bulletin Gold

Tuesday, March 14, 2023

031423 We Have You Covered!

Extensive tree and power line damage across

Winston County, AL following storms

Friday, March 3, 2023 - 3:37:20 PM

WINSTON COUNTY - First responders have been very busy across

Winston County Friday, March 3, after a powerful line of storms moved

through the county mid-morning causing extensive wind damage.

This damage has been exacerbated by continuing high wind gusts

throughout the afternoon.

As of 3:15 p.m. March 3, approximately 42% of Winston County's

population was without power, but that number has been slowly dropping

over the past two hours. Over 6,000 Alabama Power customers in

Winston County are without power, along with over 3,000 Cullman

Electric customers. The vast majority of Tombigbee Electric's

Winston County customers are without power.

Power crews are out working to restore power as soon as possible.

Dozens of trees are down across Winston County, and road crews and

fire departments have been out diligently working to cut the trees out

of the roads.

There have been some reports of structure damage, primarily in the

Delmar area.

The Alabamian has been out covering the aftermath of the storm and

will have a full round-up in the March 8, edition.

https://mynwapaper.com/node/12125

Friend,

I have a question for YOU in the aftermath of the recent power

Outages due to the March 3^rd 2023 wind storm that left many

Northwest Alabama residents without power.

Does YOUR Renter’s Insurance Policy cover such an incident?

At Independent Mutual Fire Insurance Company we include a

Food Spoilage Rider on each policy offered to our clients.

We have You covered!

For more information contact…

Hayden Childs, Agent

(205) 269-1382

https://www.imfco.net/

031423 quotes

So many fail because

They don’t get started…

They don’t go.

They don’t overcome

Inertia.

They don’t begin.

- W. Clement Stone

I think there is something,

More important than believing…

Action!

The world is full of dreamers,

There aren’t enough who will

Move ahead and begin to take

Concrete steps to actualize

Their vision.

- W. Clement Stone

Accept the priceless gift…

The joy of work.

Apply the greatest value

In life…

Love people and serve

Them.

You will attract big and

Generous portions of

Success.

- W. Clement Stone

Been Turned Down for Life Insurance?

Due to health or other concerns…

* Guaranteed Issue Term Life Insurance

Ages 18-75 up to 50 K of coverage.

Available in 34 States

Apply online today!

* Need Traditional Term Life Insurance?

* Need Health Insurance?

For More Information Contact…

Hayden Childs

Independent Insurance Agent

(205) 269-1382