080720 How important is “Life Insurance”?

 

Question …

     How important is

     “Life Insurance”?

 

Answer …

     How important is

     “Your family”?

 

Sit down with me for 20 minutes

And see how affordable your

Monthly premium can be.

 

I Still Make House Calls!

 

Hayden Childs

Alabama Licensed Insurance Agent

Cell: (205) 269 – 1382

E-mail: shcmail34@yahoo.com

Website: www.haydenchilds.net

 

Contact Me Today!

 

080620 Were Underwriitng Your Tomorrows ...

“Were underwriting your tomorrows.

How much are they worth?

How much are they worth to your

Family without you?”

– Ben Feldman

 

 

Contact me today!

 

 

Hayden Childs, Agent

(205) 269-1382

www.haydenchilds.net

 

 

080520 You Only Receive What You Truly Expect

Many people today live their entire lives on the basis of "seeing is believing."

That is to say, the only images they get emotionally involved with are the ones

they can discern with their physical senses. But the individuals of real "vision,"

down through the ages, have always known the overriding principle is,

"what you see is what you get."

Expressed somewhat differently, what this means is that the images in people's

minds, actually precede the concrete images, which pervade our material world. Therefore, you should be aware of the fact that the fascinating physical world

we see before us, with all of its conveniences for making our lives more comfortable,

has been built largely by image-makers - men and women of vision who knew what

they could do, and EXPECTED everything else to "fall into place," regardless of

what their critics might say to the contrary.

Remember, you will only receive what you truly expect, not what you only wish for.

 

- Bob Proctor

 

080420 quotes

 

If you don’t like some thing,

Change it.

If you can’t change it,

Change your attitude.

Don’t complain

- Maya Angelou

 

Do not quit!
Hundreds of times I have

Watched people throw in

The towel at the one-yard

Line while someone else

Comes along and makes a

Fortune by just going that

Extra yard.
- E. Joseph Cossman

 

Healing does not mean

Going back to the way

Things were before,
but rather allowing what

Is now to move us closer

To God.
- Ram Dass

www.haydenchilds.net

080320 WHY LIFE INSURANCE?

One of the most important expenditures the average family

Makes in its lifetime is the purchase of life insurance.

What’s Its Purpose?

 

First, you must understand the purpose of life insurance.

It is to protect against premature death.

Life insurance does not “insure life” so much as it “protects

Your dependents” from the loss of financial support.

 

What Are You Paying For?

 

Second, you must understand what you are paying to protect.

Most people earn from $400,000 to $800,000 during their lifetime.

It is the loss of that earning potential that makes life insurance a

Necessity. Life Insurance is a substitute for the cash and other

Wealth that your family would accumulate if the breadwinner

Were living.

 

What Should You Buy?

 

Third, you must understand what kind you should buy.

 

In the early years you need a lot of coverage …

1. Children young.

2. High debt

3. House mortgage.

4. Loss of income would be devastating.

 

A 20 Year Term Policy on the breadwinner would be sufficient to cover

this scenario.

For example: For a family with two children, $100,000 + $50,000 + $50,000

equals $200,000 on the breadwinner for adequate protection for the family.

$200,000 of life insurance would give survivors and annual income of

$22,300 per year for 20 years (assuming that the insurance proceeds earn

10% with annual compounding interest and that income is payable in monthly installments.)

 

In the later years you don’t need a lot of coverage …

1. Children grown.

2. Low debts.

3. Mortgage paid.

4. Retirement income needed.

 

We recommend a Whole Life Policy in this scenario.

For example:  $10,000 Natural Death

                           $10,000 Accidental Death

 

This would presently cover basic final expenses.

 

- Art Williams

 

Edited by Hayden Childs, Agent

(205) 269-1382

Shcmail34@yahoo.com

www.haydenchilds.net

 

Offering …

Whole Life, Term Life, Accidental Death,

Critical Illness (cancer, heart attack, stroke)

Renter’s (contents) Insurance.

 

The Grief is bad enough,

Don’t Leave the Burden

To Your Family!

 

 

080120 quotes

Never let the fear of

Striking out get in

Your way.
- Babe Ruth

Even when you

Have three strikes,

You’re still not out. 

There is always

Something else you

Can do.

- Tony La Russa

There are three

Types of baseball players …
those who make it happen,
those who watch it happen,

And those who wonder

What happens.
- Tommy Lasorda

 

073120 quotes

If success is not on your own terms …

If it looks good to the world
but does not feel good in your own heart …

It is no success at all.
- Anna Quindlen

 

When a person doesn't have gratitude,
something is missing in his or her humanity.
A person can almost be defined by his or her

Attitude toward gratitude.
- Elie Wiesel

It matters not

How long we live,

But how.

- James Philip Bailey

072920 quotes

Two men look out the same prison bars;

One sees the mud and the other stars.

- Frederick Langbridge

The foolish man seeks happiness in the distance;

The wise man grows it under his feet.

- James Oppenheim

I ain’t what I want to be,

I ain’t what I’m gonna to be,

But thank God I ain’t what I was.

- Anonymous

072820 quotes

There are two primary choices in life …

To accept conditions as they exist,

Or accept the responsibility for

Changing them.

- Denis Waitley

People have a tendency of becoming

What you encourage them to be,

Not what you nag them to be.

- Anonymous

Efficiency is about doing things right.

Effectiveness is about doing the

Right things right.

Focus on effectiveness!

- Howard Wight

https://mynwapaper.com/index.php/node/7736

072720 quotes

Attitude is to life what

Location is to real estate.

- Howard Wight

Laugh often,

Long and loud.

Laugh until you gasp for breath.

And if you have a friend

Who makes you laugh,

Spend lots and lots of time
with them.
- Anonymous

Wise men talk because they

Have something to say;

Fools talk because they

Have to say something.

- Plato  

072520 Friends are you prepared to die?

Unfortunately many reading these words are unprepared…

The word defined:

1. Having made no preparations.   

2. Having made inadequate preparations. 

3. Not made ready or prepared. 

-thefreedictionary.com

There are many areas in life where one may find themselves unprepared. 

One area that I would like to address is death. I am a Bi-vocational Minister,

currently serving the Barn Creek Church of Christ, Marion, Co. Alabama, 

and also an Independent Life Insurance Agent. 

I deal with death from a physical and spiritual standpoint every day.

In my work as an agent I try to help people prepare financially for death.

In my work as a minister of the gospel I try to help people prepare for eternity with God. 

It has been my privilege to minister too many of my clients through the years, 

to have prayer with them, to give them a church bulletin to read, to invite them to worship,

to talk to them, to listen to them… to try to point them to Jesus Christ.

Many people that I talk to about their insurance needs are not prepared financially

for their physical death. Life Insurance is not a priority for them, they would like to

have it but they don’t want to pay for it.

Many people that I talk to about their spiritual needs are not prepared either.

Being a Christian is not a priority for them, they want to go to Heaven when they die,

but they don’t want to live a faithful Christian life to get there.

Several years ago I came across a poem that I want to share with you.

I went to a party,
and remembered what you said.
You told me not to drink, Mom
So I had a sprite instead.
I felt proud of myself,
The way you said I would,
That I didn't drink and drive,
Though some friends said I should.
I made a healthy choice,
and your advice to me was right,
the party finally ended,
and the kids drove out of sight.
I got into my car,
Sure to get home in one piece,
I never knew what was coming, Mom
Something I expected least.
Now I'm lying on the pavement,
and I hear the policeman say,
the kid that caused this wreck was drunk,
Mom, his voice seems far away.
My own blood's all around me,
as I try hard not to cry.
I can hear the paramedic say,
this girl is going to die.
I'm sure the guy had no idea,
While he was flying high,
Because he chose to drink and drive,
Now I would have to die.
So why do people do it, Mom
knowing that it ruins lives?
And now the pain is cutting me,
like a hundred stabbing knives.
Tell sister not to be afraid,
Tell daddy to be brave,
and when I go to heaven,
Put Daddy's Girl on my grave.
Someone should have taught him,
that it’s wrong to drink and drive.
Maybe if his parents had,
I'd still be alive.
My breath is getting shorter, Mom
I'm getting really scared.
These are my final moments,
and I'm so unprepared.
I wish that you could hold me Mom,
as I lie here and die.
I wish that I could say, "I love you, Mom!"
So I love you and good-bye.

- Anonymous

“Theses are my final moments, and I’m so unprepared …”

Friends I exhort you to prepare for death! The scripture tells us plain …  

"And as it is appointed for men to die once, but after this the judgment.” 

(Hebrews 9:27)

Jesus … Don’t Leave Earth without Him!

Hayden Childs

http://www.how2bsaved.com/

072420 quotes

Every game is an

Opportunity to measure

Yourself against your

Own potential.

- Coach Bud Wilkinson

You’ve got to think lucky.

If you fall into a mud hole,

Check your back pocket …

You might have caught a fish.

- Coach Darrell Royal

I follow three rules …

Do the right thing.

Do the best you can,

And always show people

You care.

- Coach Lou Holtz

072320 quotes

Don't count the days,

Make the days count.

- Muhammad Ali

You play the hand you’re dealt.

You can’t control the hand you’re dealt,

But you play it out and you don’t look back.
- Coach Barry Switzer

A year or so ago I went through all the

People in my life and asked myself …

Does this person inspire me,

Genuinely love me and support

Me unconditionally?

I wanted nothing but

Positive influences in my life.

- Mena Suvari

072220 Gospel Meeting at Barn Creek

Gospel Meeting:

Barn Creek Church of Christ

July 26^th – 30^th with Ben Wright

Sunday July 26th

9:45 A.M. Bible Class:

“Why don’t we wield the Sickle?”

10:45 A.M. Worship:

“Membership has its Privileges”

7:30 P.M. Worship:

“Man’s Greatest Problem”

Mon. Night July 27^th 7:00 P.M.

“Free In Christ”

Tue. Night July 28^th 7:00 P.M.

“The Return of Jesus”

Wed. Night July 29^th 7:00 P.M.

“The Devil’s Tool”

Thur. Night July 30^th 7:00 P.M.

“Don’t let anyone take Your Crown”

We want to thank Bro. Ben Wright

For graciously providing his lesson topics for

The Gospel Meeting.

You are welcome to attend

In person or tune in to Barn Creek Church

Of Christ Face Book page

072020 Huntin, Fishin’ and Lovin’ Every Day

If I could make a living walking in the woods
You could bet I'd be sitting pretty good
High on a hill looking at a field downwind

If I could make a nickel off a turning 'em bass
Never worry about the price of gas
I'd be wheeling and dealing and sitting there reeling 'em in

A huntin', fishin', and lovin' every day
That's the prayer that a country boy prays
Thank God He made me this way
Huntin' and fishin' and lovin' every day
Early in the morning and late in the evening
I'm getting red dirt rich and Flint River pay
Huntin' and fishin' and lovin' every day

Well I'd get a little farm pond buzz
Sound of gravel when I back it up
And pulling the string on a nine point nine two stroke
Murphy

I love it when my baby wants to roll with me
Throws her boots on, climbs in a tree

Tuking her hair in my hat and she's ready to go
And we'd get to huntin', fishin' and lovin' every day
That's the prayer that a country boy prays
Thank God He made me this way
Huntin', fishin' and lovin' every day
Early in the morning and late in the evening
I'm getting red dirt rich, Flint River pay

Huntin' and fishin' and lovin' every day
Well huntin' and fishin' and lovin' every day

So while yall are up there.

Breathing in that dirty air.
I'll be down here knee deep in the Muckalee.
Huntin', Fishin', Lovin' everyday
I wanna see them tall pines sway
Y'all close them eyes
And lets go there in our minds

Huntin', fishin', and lovin' every day
That's the prayer this country boy prays
Thank God He made me this way


Huntin', fishin' and lovin' every day


Writers: Dallas Davidson, Rhett Akins, Luke Bryan, Ben Hayslip  

071720 quotes

People are so busy

Chasing happiness …

If they would slow down

And turn around,

They would give it a

Chance to catch up

With them.

- Harold S. Kushner

Nobody made a

Greater mistake

Than he who did

Nothing because he

Could do only a little.
- Edmund Burke
 

You don’t become

Happy by pursuing happiness.

You become happy by living

A life that means something.
- Harold S. Kushner